What is personal bankruptcy?

Financial difficulties can happen to anyone. Loans, debts, interest, fines - all this accumulates and leads to a situation when a person is no longer able to fulfill his obligations. The Law of Ukraine "On Restoration of the Solvency of an Individual" provides a real mechanism - bankruptcy of an individual - which allows to legally write off debts and start a new stage without the burden of the financial past.

Who is the procedure suitable for?

Any individual may be declared bankrupt if:

  • Unable to fulfill obligations within 2 months;

  • Has debts of over 200 thousand hryvnias;

  • Does not have assets or income to repay the debt independently;

  • Wants to protect himself from debt collectors, arrests, and lawsuits.

How does it work?

The bankruptcy procedure goes through the commercial court. But you don't have to go there yourself - our lawyer will do everything. We prepare the application, collect documents, represent you in court, and interact with the arbitration manager. The result may be:

  • Debt restructuring with a new payment schedule;

  • Full debt write-off without property losses;

  • Lifting arrests, canceling enforcement proceedings.

Why isn't it shameful and scary?

Millions of people around the world are going through bankruptcy to start a new phase in their lives. This is not a failure, but legally sound decision, which allows you to restore financial stability. And the sooner you start, the less you will lose.

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    Key stages of cooperation:

    1. Initial consultation: we determine whether the procedure is right for you;

    2. Preparation of documents: certificates, extracts, situation analysis;

    3. Filing a claim in court and defending yourself in the process;

    4. Case Completion: either restructuring or debt write-off.

    Frequently asked questions

    • Will the property be taken away? No, not always. There is a list of property that is not subject to seizure. We will help you save the essentials.

      Is it possible to declare bankruptcy for debts to banks and MFIs? Yes, the procedure covers all types of debts, including loans, microloans, and tax debts.

      How long does the procedure take? From 4 to 8 months depending on the complexity of the case

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    Don't let debt rule your life. Take a step towards freedom - we'll help. Call or email us for a free initial consultation.

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